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Legals
Privacy Policy
Grinnell is committed to protecting clients personal information.  In the course of providing our services, we need to collect and maintain certain non-public personal information about you.  This Privacy Policy Notice answers some questions about what non-public personal information we collect, what we do with it, and how we protect it.

What types of non-public personal information about me does Grinnell collect?

Grinnell collects information provided by you on applications, subscription agreements or other forms, such as your name, address, and other similar information.

What types of non-public personal information about me does Grinnell disclose?

Grinnell discloses the non-public personal information about you described above, primarily to provide you with the products or services you seek from or through us.

To what employees of Grinnell is my non-public personal information disclosed?

Grinnell discloses non-public personal information about you only to those employees of the Firm who need to know that information in connection with the servicing or processing of products or services requested by you or as required by law.

To what other firms is my non-public personal information disclosed?

Grinnell discloses non-public personal information about you to nonaffiliated third parties who the Firm utilizes in connection with the servicing or processing of products or services requested by you. Any such recipients acting on our behalf are required to keep your personal information confidential.
 
Grinnell does not disclose non-public personal information about former customers, except as required by law.

Grinnell does not sell your non-public personal information.

How does Grinnell protect the confidentiality and security of my non-public personal information?

Grinnell maintains physical, electronic, and procedural safeguards to guard your non-public personal information.  Access to your non-public personal information is limited to those employees who need to know that information to provide products or services to you.  The Firm conducts internal audits of its business practices and procedures in order to protect your personal information.

If you have questions regarding Grinnell’s Privacy Policy, please call the Firm at  973-383-9300.
Terms & Conditions
General
By accessing this web site, you signify your agreement with, and understanding of, the following Terms of Use pertaining to both this web site and any material on it.  This web site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein.  Your use of this web site constitutes your agreement to all such terms, conditions and notices.  Grinnell reserves the right to change the terms, conditions, and notices under which this web site is offered.

Ownership of Site & Copyright
This web site is owned by Grinnell (“Grinnell”).  This web site and any and all accompanying screens, information, materials, user documentation, user interfaces, images, logos, trademarks, service marks, arrangements of information, related software and other proprietary property of Grinnell or its licensors accessible via this web site (collectively hereafter referred to as this “web site”) is and shall remain the exclusive property of Grinnell and its licensors, as the case may be.  All rights to this web site remain with Grinnell or its licensors.  This web site is for your personal and non-commercial use.  You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any information, software, products or services obtained from this web site. Any unauthorized use of this web site and/or the materials contained herein may subject the user to criminal prosecution and/or civil liability under applicable law.

No Reliance
While Grinnell uses reasonable efforts to update the information on this web site, Grinnell makes no representations or warranties as to the accuracy, reliability or completeness of any information at this web site.  Any contents at this web site are subject to change without notice.

Links
This web site may contain links to third party web sites. These links are provided only as a convenience. The inclusion of any link is not and does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by Grinnell of any information contained in any third party web site. In no event shall Grinnell be responsible for the information contained on that site or your use of or inability to use such site. You should also be aware that the terms and conditions of such site and such site's privacy policy may be different from those applicable to your use of this web site.

Assistance
If you need assistance with this web site, or if you need to communicate with Grinnell, you may telephone or write Website Support at Grinnell,  482 Houses Corner Road , Sparta, NJ 07871,   973-383-9300; e-mail:

No Warranty; Disclaimer
THIS WEB SITE, INCLUDING INFORMATION AND MATERIALS CONTAINED IN THIS WEB SITE, TEXT, GRAPHICS, SOFTWARE, LINKS AND OTHER ITEMS ARE PROVIDED “AS IS,” “AS AVAILABLE”. Grinnell DOES NOT WARRANT THE ACCURACY, ADEQUACY, COMPLETENESS, TIMELINESS OR AVAILABILITY OF THIS WEB SITE, AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS WEB SITE. THERE IS NO WARRANTY OF MERCHANTIBILITY, NO WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE, NO WARRANTY OF NON-INFRINGEMENT, NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, IN CONJUNCTION WITH THIS WEB SITE.  Grinnell SHALL NOT BE LIABLE FOR ANY ALLEGED DAMAGE OR INJURY, INCLUDING BUT NOT LIMITED TO ANY COMPENSATORY, CONSEQUENTIAL, DIRECT OR INDIRECT AND/OR SPECIAL DAMAGES, THAT RESULT FROM YOUR USE OR INABILITY TO USE OR ACCESS THIS WEBSITE OR ANY MATERIALS CONTAINED HEREIN OR HEREON OR FROM ANY COMPUTER VIRUS, MALFUNCTION OR OTHER FAILURE. CERTAIN JURISDICTIONS PROHIBIT THE LIMITATION OF LIABILITY FOR CERTAIN TYPES OF DAMAGES AND, ACCORDINGLY, SUCH LIMITATIONS MAY NOT APPLY TO YOU; IN SUCH JURISDICTIONS, Grinnell’ LIABILITY IS LIMITED TO THE GREATEST EXTENT ALLOWABLE UNDER APPLICABLE LAW.
 
ALL INFORMATION PROVIDED IN OR ON THIS SITE IS PROVIDED SOLELY FOR THE GENERAL INFORMATIONAL PURPOSES OF USERS.

Limitation of Liability
IN NO EVENT WILL Grinnell BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS WEB SITE OR USE THEREOF OR THE INABILITY BY ANY PARTY TO USE SUCH SITE, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF Grinnell, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.”

Choice of Law
These Terms of Use shall be governed by and construed in accordance with the laws of the state of New Jersey, without regard to conflicts of laws provisions. Sole and exclusive jurisdiction for any action or proceeding arising out of or related to these Terms of Use shall be in an appropriate state or federal court located in the County of Morris, State of New Jersey and the parties unconditionally waive their respective rights to a jury trial. Any cause of action you may have with respect to your use of this web site must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of these Terms of Use, or a portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of these Terms of Use, and the remainder of these Terms of Use shall continue in full force and effect. These Terms of Use constitute the entire agreement between Grinnell and you with respect to this web site and it supersedes all prior or contemporaneous communications, agreements and understandings between Grinnell and you with respect to the subject matter hereof.  A printed version of these Terms of Use shall be admissible in judicial or administrative proceedings.
 



 


 
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